StudyInNewJersey.com

Cost of Studying in New Jersey

This page provides detailed information about tuition costs, living expenses, and financial planning considerations for students studying in New Jersey.

For scholarship opportunities, visit Scholarships in New Jersey. To explore individual institutions, see the Universities Directory.

Tuition Ranges

Tuition costs in New Jersey vary significantly based on institution type, residency status, and program level. The following ranges are approximate estimates compiled from public sources for the 2024-2025 academic year.

Public Universities — In-State Students

Undergraduate (annual): $12,000 - $16,000

Graduate (annual): $14,000 - $20,000

In-state tuition applies to New Jersey residents who meet residency requirements established by individual institutions.

Public Universities — Out-of-State Students

Undergraduate (annual): $28,000 - $38,000

Graduate (annual): $22,000 - $36,000

Out-of-state tuition applies to students who do not meet New Jersey residency requirements, including most international students.

Private Universities

Undergraduate (annual): $48,000 - $62,000

Graduate (annual): $35,000 - $58,000

Private institutions typically charge the same tuition regardless of residency status. Professional programs may have different fee structures.

Important Note: Ranges are estimates compiled from public sources. Actual costs vary by institution and program. Students must verify current tuition rates directly with universities. Additional fees may apply.

Living Expenses

Beyond tuition, students must budget for housing, food, transportation, and personal expenses. Living costs vary significantly by location within New Jersey, with areas near New York City typically higher than other regions.

Monthly Living Expense Estimates

Housing

On-Campus Dormitory: $900 - $1,600/month

Off-Campus Shared Apartment: $700 - $1,300/month

Off-Campus Studio/1-Bedroom: $1,300 - $2,500/month

Rates vary by location. Areas near New York City and northern New Jersey are typically more expensive.

Food

University Meal Plan: $300 - $500/month

Groceries (self-catering): $250 - $400/month

Combined (meal plan + groceries): $400 - $600/month

Transportation

Public Transit Pass: $70 - $100/month

Personal Vehicle (fuel, parking, insurance): $200 - $400/month

Occasional Ride-Share: $50 - $100/month

Many universities offer free or discounted campus shuttle services.

Utilities

Electricity, Water, Gas: $80 - $150/month

Internet: $50 - $80/month

Mobile Phone: $35 - $70/month

Utilities are often included in on-campus housing costs.

Personal Expenses

Books & Course Materials: $50 - $150/month

Health Insurance: $150 - $350/month

Personal Items & Clothing: $100 - $250/month

Entertainment & Recreation: $100 - $250/month

Estimated Total Monthly Living Expenses

Conservative Budget: $1,700 - $2,400/month

Moderate Budget: $2,400 - $3,200/month

Higher Cost Areas: $3,200 - $4,500+/month

Important Note: These are approximate estimates. Actual expenses vary based on lifestyle, location, and individual circumstances. International students should also budget for visa fees, travel, and health insurance requirements.

Additional Financial Considerations

  • Application Fees: Most universities charge application fees ranging from $50 - $100 per application.
  • Health Insurance: Many institutions require proof of health insurance. International students may need to purchase university-sponsored plans.
  • SEVIS Fee (International Students): $350 for F-1 visa applicants.
  • Visa Application Fee (International Students): $160 for most student visa categories.
  • English Proficiency Tests: TOEFL ($200-250) or IELTS ($215-255) if required.
  • Standardized Tests: SAT ($60), ACT ($60), GRE ($220), GMAT ($275) depending on program requirements.

Financial Planning Resources

Students are strongly encouraged to create detailed budgets before committing to study in New Jersey. University financial aid offices provide cost calculators and financial planning tools.

Additional resources:

All cost information is provided for general reference only. Tuition and fees change annually. Students must confirm current costs, payment schedules, and financial aid availability directly with universities.

Last reviewed: January 2026